If I submit my application today, when does coverage begin?
Empyrean must receive your enrollment application by the 20th of the current month in order for your effective date to be the 1st of the following month. You should select your Initial Effective Date at the time of enrollment. Underwriting will confirm your acceptance into the plan. Call today to speak with one of our representatives. You can enroll directly over the telephone. They'll be happy to answer all of your questions and walk you through the paperwork to make sure your coverage begins on the next effective date.